Want more stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the free, daily ResiClub newsletter. While some homebuilders have responded to spiked mortgage rates by doing straightforward price reductions or cash incentives, the preferred affordability adjustment this cycle among many prominent builders is offering mortgage rate buydowns. Look no further than Lennar, a homebuilder ranked No. 119 on the Fortune 500, which is presently promoting a “FHA Buydown Program featuring a rate of 3.75% in Year 1” in Colorado and after that a “4.75% for the balance of the term.” Of course, these buydowns are hardly a new concept—they’re an echo of the past.…
Author: insighter
A new survey from Empower, the second largest retirement provider in the U.S., found that of 1,000 Americans surveyed, nearly two-thirds think the current economy will impact their ability to retire — and nearly half of respondents (46%) were willing to take a pay cut or give up a raise for more retirement benefits. In comparison, 50% of respondents said they would do the same for remote work options, and 37% said they would for more paid time off. Rising inflation and correspondingly higher prices for everyday goods and services have the majority of Americans (70%) feeling uncertain financially, according…
Brent Thill, an analyst from Jefferies, maintained the Buy rating on Salesforce (CRM – Research Report). The associated price target remains the same with $350.00. Brent Thill has given his Buy rating due to a combination of factors, including the potential for strategic acquisitions that could enhance Salesforce’s (CRM) product offerings. Thill notes that the recent interest in Informatica (INFA) could significantly bolster Salesforce’s data management capabilities. Such an acquisition would align well with Salesforce’s existing MuleSoft platform, potentially unlocking new opportunities in the Data Cloud and AI sectors. This would not only expand the company’s services but also promises…
Stop blaming others for everything that goes wrong.
Stubhub is looking to the summer to float the idea of an initial public offering (IPO) to the tune of $16.5bn.The digital ticketing service has been working with banking heavyweights JPMorgan and Goldman Sachs for the past two years, according to a report from The Information.Stubhub IPODigital and online ticket sales have seen constant growth over the past decade. This is down to apps and online services becoming more accessible and portable to gain entry into music and sporting events. Stubhub has been an established brand for several years and was previously valued at $16.5 billion in 2021. If they…
Is your budget retroactive or forward-looking? It’s a subtle distinction, but a distinction nonetheless. And if you’re like, Listen, Katie, that’s cute, but I don’t have time for personal finance, much less NUANCE, hear me out: Retroactive budgets merely serve a record-keeping function. On the last day of the month, I review all the spending from the last 30 days and write down how much we spent in each category. The budget isn’t really prescribing behavior to me; I’m not checking it before I go out to dinner to see if I can afford an appetizer or not. I have…
Anyone who has ever tried to dispute a medical bill knows that there is a subtext of “You’ll pay through the nose and LIKE IT” to healthcare costs. Not only are the billing details confusing, but the requirements for insurance coverage seem to be in a constant state of flux. It can seem as though insurers intentionally create a painful process in the hope that most patients will give up and just pay. Negotiating the cost of healthcare is not necessarily an easy process, but it is entirely possible to lower your medical bills without succumbing to screaming frustration. Here’s…
Investors may have celebrated the end of high inflation too soon. The CPI report shows inflation bouncing higher and thus pushing back the start date for Fed rate cuts. This has the S&P 500 (SPY) coming off recent highs. This begs questions like how much more downside could we see? And when will the bull market get back on track? 44 year investment veteran Steve Reitmeister shares his answers to these questions in this timely commentary including a preview of his top picks to stay ahead of the pack. Read on below for more. High inflation refuses to “go quietly…
Welcome to this week’s installment of “The Short Interest Report” – The Fly’s weekly recap of short interest trends among some of the most widely followed high-short-float stocks. Using the data from our partner Ortex.com, which utilizes the latest information from stock lenders to estimate short interest changes for thousands of publicly traded companies, this report will screen for some of biggest changes in short interest as a percentage of free float and days-to-cover ratios while also considering the short interest data on some of the more volatile and heavier-traded names of the week. Based on the availability of data…
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Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners. Moe than 700 million people worldwide play the guitar, and there are numerous enterprises associated with the skill. Of course, it’s also one of the most fun instruments to play and not very difficult to learn. If you’d like to have a business, or even a hobby, related to playing guitar then the 2024 Guitar Lessons Training Bundle can help you quickly learn…
Federally funded abstinence-only messaging and the “true love waits” movement began infiltrating even secular high schools in 1996, but we got the radioactive version in Catholic school. It’s well-documented now that purity culture—the religious emphasis on a woman’s virginity as part of her value and sanctity—creates a psychological minefield. (I asked my husband, who went to an Episcopalian all-boy school, if he received any such education around his sexual purity, and he stared back at me, blinking slowly, before replying, “No…?”) We know that teaching adolescent women that sexuality is shameful and dirty makes it physiologically challenging for them to…