Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: “Krazy Coupon Lady” Joanie Demer shares couponing tactics and how coupons work to help you outsmart rising costs. How can you use coupons to help you afford everyday essentials? Are digital deals and loyalty programs the same as using coupons? Hosts Sean Pyles and Elizabeth Ayoola discuss the thrill of couponing and the evolution of coupon strategies to help you understand how to combat rising living costs effectively. Joanie Demer, one half of the duo known as the Krazy Coupon Ladies, joins Sean to…
Author: insighter
D3sign | Moment | Getty Images As the affordable options and relief measures for federal student loan borrowers pile up, consumer advocates advise caution before refinancing your debt. “How’s this for a warning? DON’T!” Betsy Mayotte, president of The Institute of Student Loan Advisors, wrote in an email to CNBC. Refinancing your federal student loans turns them into a private student loan and transfers the debt from the government to a private company. Borrowers usually refinance in search of a lower interest rate. However, many people don’t realize what they’re getting into, said Persis Yu, deputy executive director at the Student…
The popular video game Minecraft, Google, and Amazon all have one thing in common: Java. This high-level programming language was developed by Sun Microsystems in 1995 and has since played a pivotal role in many of the platforms we know and use every day. Even NASA used it to navigate its rover over the rocky terrain of Mars, the fourth planet away from the sun, two decades ago. Its wide number of use cases, versatility, and resilience, coupled with its only semi-complex learning curve, make it a marketable resume-boosting skill. In fact, there are more than 344,000 Java-related job postings…
Walmart shopping bag is seen in Krakow, Poland on February 9, 2024. Jakub Porzycki | Nurphoto | Getty Images Check out the companies making headlines in premarket trading. Under Armour — The sportswear maker’s Class A shares slumped 11% and its Class C stock fell 9% after it issued lower-than-expected full-year earnings guidance. Under Armour now expects earnings in the range of 18 cents to 21 cents while analysts polled by FactSet had forecast 59 cents. Canada Goose — The coat maker jumped more than 12% after beating Wall Street estimates for sales and earnings in its fiscal fourth quarter.…
While financial fraud can happen to anyone, older adults face unique challenges when it comes to scams, which are increasingly common among that age group. Losses due to scams targeting those age 60 or older ballooned to $3.4 billion last year, an increase of 11% over the previous year, according to the FBI’s Internet Crime Complaint Center. The average amount lost was $33,915. Tech support scams were reported to be most common among this demographic, followed by personal data breaches and confidence and romance scams, where the scam artist first gains trust before moving on to the topic of money.…
Walmart on Thursday topped quarterly earnings and revenue expectations, as the discounter made significant e-commerce gains, drove profits with newer businesses like advertising and won over more high-income shoppers. The big-box retailer said it now expects to hit the high-end or slightly top its previous full-year guidance. Walmart had expected net sales growth of 3% to 4% and adjusted earnings per share of between $2.23 and $2.37. In an interview with CNBC, Chief Financial Officer John David Rainey said one of the factors boosting Walmart’s grocery business is the widening gap between the price of cooking at home and buying…
A regional bank is a bank with assets between $10 billion and $100 billion, according to the Federal Reserve. Based on their assets, regional banks are midsize banks: They’re bigger than community banks but smaller than national banks. Though asset size is how the Federal Reserve defines regional banks, it’s not the only way to earn that designation. Banks with assets greater than $100 billion can also be considered regional banks based on the area they serve — generally, a specific and limited region. What does a regional bank offer? A regional bank typically caters to its local communities and…
Millennials may be known as a generation of renters, but they’ve made significant home-buying inroads over the past few years, with more than half becoming owners. They’re just doing it differently. Generation Y is far more likely to buy a home on their own—or with a friend—than share one with a spouse compared with older generations, according to a new report from personal finance site Bankrate. In fact, in a new survey of over 1,200 homeowners, the company found more than 40% of millennials bought on their own—compared with 34% of Gen Xers and 22% of baby boomers—and 10% of…
Shailendra Singh. Lionel Ng | Bloomberg | Getty Images China will remain an important market for investors in the long term, even if other countries are now benefiting from investments flowing out of China amid escalating tensions with the U.S., according to Peak XV Partners, formerly Sequoia Capital India and Southeast Asia. “The China Plus One strategy, in terms of sourcing and so on, is definitely benefiting places like India, Southeast Asia,” said Shailendra Singh, managing director of Peak XV Partners, one of Asia’s biggest venture capital firms with $9 billion of assets under management. “In the very long term,…
Paying for college has always been a challenge, but this year may be the worst ever. To top off a miserably difficult financial aid season, interest rates on federal Direct Loans for students and parents are set to increase, a lot. Let’s dive into why the interest rates are going up, offer some strategies to borrow at the least possible cost and talk about private loans as a possible alternative to the Direct PLUS Loan. Student Loan Basics Each year, the Department of Education’s Federal Student Loan Program lends more than 90% of all the money undergraduate and graduate students,…
HSBC Holdings Plc is leaning towards appointing its next chief executive officer from a shortlist of internal candidates as it begins its hunt for a successor to outgoing boss Noel Quinn. Chief Financial Officer Georges Elhedery and Nuno Matos, head of wealth and personal banking, are viewed as the leading replacements for Quinn, who announced his retirement last month, according to people familiar with the matter. The bank has engaged an external recruitment firm to benchmark them against external candidates for the job, some of the people said, asking not to be identified discussing an internal process. The search is…
Shenzhen city skyline. Photographer is my life. | Getty Images China’s Shenzhen has recorded the fastest growth in millionaires over the past decade, and is poised to see a further influx in the coming years, according to a recent report. Shenzhen recorded 140% growth in millionaire count, according to the report from New World Wealth and investment migration advisors Henley & Partners. The growth is far more than in the other first-tier cities in China, including Beijing and Shanghai whose millionaire population rose 90% and 84%, respectively. In 2023 alone, Shenzhen saw a 10% growth in millionaires, while Beijing and…