Author: insighter

If your home is damaged or destroyed by a tornado, your homeowners insurance will likely help cover the costs to rebuild. Figuring out what damage your home insurance covers isn’t always straightforward, though. About 1,200 tornadoes touch down in the United States during a typical year, according to NOAA’s National Severe Storms Laboratory[0]. Given that tornadoes often strike with little warning, it’s important to understand what damage your home insurance policy covers before a storm hits. Get home insurance quotes in minutes Answer a few questions to see custom quotes and find the right policy for you. Does homeowners insurance…

Read More

Investors in Trump Media could use some Dramamine. The holding company of Donald Trump’s Truth Social has seen its stock take a roller-coaster ride in its short time on the market, with fluctuations ranging from around $66 to $22 in just one month’s time. There are basically two sorts of investors—the Trump faithful and people who are betting on the company to fail. And the management of Trump Media, last month, began waging war on the doubters. The first step was asking regulators at Nasdaq to step in to prevent “naked” short sales, calling that “potential market manipulation,” despite the…

Read More

A 10% decline in iPhone sales sounds like a problem for Apple, considering the company counts on the devices for half its revenue. But investors didn’t seem to mind on Thursday, when Apple revealed the year-over-year drop in its fiscal second-quarter earnings report. The stock rose more than 6% after the market close, a rally that would be the steepest since November 2022 should it continue into regular trading on Friday. Instead of glaring too much at iPhone revenue, Wall Street chose to focus on the positive. Apple’s gross margin expanded to 46.6%, continuing an upward trajectory that reflects the…

Read More

A federal judge on Thursday sentenced a scuba dive boat captain to four years in prison and three years supervised release for criminal negligence after 34 people died in a fire aboard the vessel. The Sept. 2, 2019, blaze was the deadliest maritime disaster in recent U.S. history, and prompted changes to maritime regulations, congressional reform and several ongoing lawsuits. Captain Jerry Boylan was found guilty of one count of misconduct or neglect of ship officer last year. The charge is a pre-Civil War statute colloquially known as seaman’s manslaughter. It was designed to hold steamboat captains and crew responsible for maritime…

Read More

The National Association for the Self-Employed’s membership has grown dramatically over the last few years, says Keith Hall, the group’s president and CEO. And while that growth has slowed since its COVID-era peak in 2022, he thinks flexible work is here to stay. The boom in self-employment started when “a lot of people had to do it because of COVID. They didn’t choose to do it; they had to do it,” Hall says. “Many others saw and learned and read that you can do this. You don’t need to be tied to the desk in corporate America.” Below is NerdWallet’s…

Read More

Apple shares climbed 7% in extended trading on Thursday after the iPhone maker reported quarterly earnings that topped estimates and announced an expanded stock buyback program. Apple announced that its board had authorized $110 billion in share repurchases, a 22% increase over last year’s $90 billion authorization. It’s the largest in history, ahead of Apple’s previous repurchases, according to data from Birinyi Associates. However, overall sales fell 4% and iPhone sales fell 10% year-over-year during the quarter, which Apple attributed to a tough comparison versus last year. Here’s how Apple did versus LSEG consensus estimates in quarter ended March 30: …

Read More

Amica 4.5 NerdWallet rating  NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data. While Amica’s life insurance lineup is limited, the company has a low complaint ratio among its customers. Financial strength ratingThese ratings indicate an insurer’s ability to pay future claims. Exceptional Online purchaseThis indicates whether the company offers a way to apply for and purchase policies entirely online. Yes NAIC complaintsRatings are based on complaints to state regulators relative to a company’s size, according to three years’ worth of data from the National Association of Insurance Commissioners.…

Read More

Danish drugmaker Novo Nordisk, the creator of Ozempic and Wegovy, announced a shocking statistic Thursday: Over 25,000 people begin Wegovy each week. The number is five times larger than the numbers from December—about 5,000 new users a week. The company went on to boast a 22% sales increase in its first-quarter earnings report Thursday, outperforming analysts’ expectations and bringing in about $9.4 billion in net sales. Sales of Ozempic rose 42%, while Wegovy’s skyrocketed 106%. Novo Nordisk has raised its outlook for 2024, expecting sales growth to fall between 19% and 27%. But while Wegovy sales more than doubled to $1.35…

Read More

Forecasts of a ”potentially explosive” hurricane season and high operating costs continue to dog Florida’s home insurers. But there are positive signs for the state’s $76 billion market, which is quietly growing after a period of contraction and is starting to feel the benefits of new laws designed to help cut down on their costs. The weightiness of insurance has become more important as Florida’s population continues to grow by roughly 300,000 per year. “[Because of] Florida’s expansion overall, just in terms of density and overall population growth…it isn’t as if the total dollar amount of exposures is holding steady.…

Read More

The lawyer who helped bury alleged extramarital affairs involving former President Donald Trump testified Thursday that on the night Trump won the 2016 presidential election, he texted “What have we done?” to a tabloid editor who worked on the deal with him. The attorney, Keith Davidson, was asked on the stand about the text, which he sent as Trump pulled off a stunning upset victory over Democrat Hillary Clinton. The recipient of the text was Dylan Howard, then the editor in chief of the National Enquirer, who was also involved in the $130,000 hush money payment at the center of…

Read More

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: A personal finance enthusiast with 37 active credit cards shares tips to strategically open and maintain multiple cards to travel cheaply and answers common questions around maximizing rewards. How many credit cards can you have at the same time? What can credit card points and miles help you afford? Hosts Sean Pyles and Elizabeth Ayoola discuss quirky money management techniques and the mastery of credit card rewards to help you understand how to make your money go farther. They begin with a discussion of…

Read More